Attic restoration is the process of repairing, cleaning, and improving the condition of an attic. This can include repairs to structural elements such as the roof, walls, and flooring, as well as cleaning and sealing the space to make it more livable. Attic restoration can also involve adding insulation, ventilation, and other features to make the attic more energy efficient and comfortable.
There are several reasons why someone might choose to restore their attic, including:
- To add living space to their home
- To improve the energy efficiency of their home
- To repair damage from leaks, pests, or other issues
- To increase the value of their home
Does homeowners insurance cover attic restoration?
Homeowners insurance generally covers damages to the structure of your home, including the attic. However, it typically will not cover the cost of upgrading or restoring the attic unless the work is necessary as a result of a covered loss. For example, if a tree falls on your roof and damages the attic, your homeowners insurance policy would likely cover the cost of repairing the damages. However, if you decide to renovate or restore the attic for personal reasons, your homeowners insurance policy will not cover those costs. It’s important to carefully review your policy to understand what is and is not covered.