Does Florida homeowners insurance cover sinkholes?
Homeowners insurance policies in Florida typically cover damage caused by sinkholes, but the coverage may vary depending on the specific policy. Some policies may include a separate deductible for sinkhole damage, while others may exclude it entirely or have lower coverage limits for this type of damage.
Sinkholes can cause significant damage to a home and can be costly to repair. To protect their home from sinkhole damage, homeowners in Florida may want to consider purchasing additional coverage, such as a sinkhole endorsement or a separate sinkhole insurance policy.
It is important for homeowners in Florida to carefully review their insurance policy and understand what is and is not covered when it comes to sinkhole damage. It is also a good idea to regularly inspect the foundation of the home and address any issues as soon as they are discovered to prevent further damage.